Calculator
Cost of Living Calculator
Plan your monthly budget for any GCC city.
Household
Estimates in AED-equivalent per month, adjusted by city index.
Your estimate
HousingAED 8,050
FoodAED 2,760
UtilitiesAED 805
TransportAED 1,725
HealthcareAED 1,380
EducationAED 4,025
LifestyleAED 2,300
Suggested monthly savingsAED 4,209
Total monthlyAED 21,045
Estimates only. Final costs vary by activity, jurisdiction and provider.
Relocating? Speak to a relocation specialist for housing, schooling and banking.
Frequently asked questions
- How much does it cost to live in the Gulf each month?
- It depends mostly on housing, schooling and city. The calculator breaks your monthly budget into housing, food, transport, education, lifestyle and suggested savings based on household size and the city you pick.
- What is the biggest expense for families?
- Rent and school fees. Together they usually account for more than half of a family's monthly outgoings in cities like Dubai and Abu Dhabi, which is why the calculator separates them.
- Is the Gulf tax-free for individuals?
- There is no personal income tax in the GCC states, but 5% VAT applies in the UAE, Bahrain and Oman, and 15% in Saudi Arabia, plus municipality and housing fees in some cities.
- How much should I save each month?
- The calculator suggests a savings figure based on your total budget. As there is no state pension for expatriates, most advisors suggest treating savings as a fixed monthly cost rather than what is left over.